I would be concerned that discipline might slip

and you’d start tacking on some purchases here and there which went beyond your original plan. Such that you had more to pay down every month. I mean, isn’t that usually how stuff like this gets away from us? Those of us who got into trouble with credit cards, started off thinking it made sense, and that we could keep control of it. And what if the card issuer jacks up the interest rate? I can understand the dilemma of wanting to take advantage of what seems like a good opportunity, but these “opportunities” usually have some pretty nasty strings attached. I’d find another way to do this. One that didn’t use a credit card dangled in front of your nose in such an enticing way. That right there makes me wonder what the “catch” is. They’re not dangling it there for nothing. They’re going to make money on this and they might have a few aces up their sleeves that you don’t know about. The cards I got which made perfect sense at the time, all had tricks like that down the road at some point.